Your Health Insurance Policy: A Guide To Understanding It
You now are the proud owner of a health insurance policy through your place of employment, but you have no clue what anything in it means. You start reviewing the policy and it gets more confusing as each word is read. This happens too often to a [...]

Workman’s Compensation: Who Pays for It
Workman’s compensation insurance, also known as “workman’s comp”, is a state-mandated insurance program designed to protect workers who have been injured on the job or rendered ill because of workplace conditions. All companies, with a few exceptions, are required to maintain this type of insurance coverage no matter where they [...]

State Funded Health Insurance for Your Child
Health care is one of those services that everyone needs, especially children. Yet, like in many other countries, the United States does not provide either federal or state blanket medical coverage for children.
For a lot of parents, the answer is individual or job-based health care insurance coverage. Unfortunately, [...]

What is Health Insurance?
Health insurance coverage varies greatly, but basically it is a type of insurance policy that pays a pre-negotiated percentage of a policy holder’s covered medical treatments. Do you really need health insurance or can you live without it? The answer depends on whom you ask and the question is not always an [...]

PPO: What It Means
PPO stands for Preferred Provider Organization. These organizations have contract agreements with the insurance companies. A PPO’s big advantage is the rules are a little more relaxed than an HMO which means they tend not to be so restrictive. Fewer restrictions usually help the consumer, which is a good thing for you.
PPO’s [...]

Universal Health Care: What Is It?
Universal Health Care has been in the news lately and every political campaign usually talks about it somewhere down the line. Universal health care is getting health care for every living American no matter how poor, how rich or ethnic backgrounds. Universal Health Care is one of the few services [...]

Shopping Around:10 Things TO Consider When Choosing A Health Care Plan
You have decided it’s time to buy health insurance and it can be a very daunting task to figure out everything. Here are 10 of important factors you should consider when you choose your next health care plan.
1. Let’s start with the most important [...]

All About Travel Health Insurance
None of us want to think about all the things that can go wrong when we’re on that much needed vacation, but the truth is, many things can. You could become ill while away, or you could even get sick right before the long awaited day has arrived and not [...]

Your loved ones headstone: Protecting your investment
The death of a loved one can be an extremely sad and tragic time for the family. However, it can also be a time to honor and remember the wonderful life and memories of your loved one. Selecting a proper headstone to mark the final resting place [...]

When Health Insurance Doesn’t Cover Your Medical Care
While it’s true that the costs for health insurance coverage continue to increase, having a health insurance plan will save you more money in the long run. But no health insurance plan will cover every medical treatment an insured individual needs over the course of his or her [...]